Like the previous year and before that and beyond, this year’s credit card offers are also packed with exciting deals, rewards, and discounts. From cashback on shopping to travel perks, there’s a credit card out there that perfectly suits your spending patterns.
Credit cards in 2024 come with advanced features like contactless payments and secure online transactions, allowing you to manage your finances efficiently. However, with a plethora of offers available on diverse types of credit cards, choosing the right one can be a challenging task.
Best Credit Card Offers to Choose From in 2024
While navigating through the newest offers available on these cards, ensure that the one you choose aligns with your needs. The following are some of the top options you can look for that cater to diverse financial requirements and provide exciting credit card offers:
SBI Card ELITE
This credit card offers benefits for all of your travel needs. It comes with an annual and renewal fee of ₹4,999, excluding taxes. Here are some of its notable benefits:
- Welcome Gift: Get an introductory benefit worth ₹5,000 for diverse brands, such as Yarta, HushPuppies, Pantaloons, Shoppers Stop, etc.
- Lounge Access: With a Priority Pass Program worth $99, you can get complimentary lounge access at over 1,000 international airports
- Entertainment Privileges: It provides at least two complimentary movie tickets per booking per month worth ₹6,000
- Rewards on Specific Expenses: Get 5X reward points for using this credit card for dining and groceries or at departmental stores
- Milestone Offers: You can potentially earn an additional 50,000 reward points worth ₹12,500 in a calendar year
IDFC FIRST Wealth Credit Card
This is a lifetime-fee credit card powered by RuPay, which you can integrate with the Unified Payments Interface (UPI). Here are some of its noteworthy features:
- Accelerated Rewards: Get 10X rewards on transactions if you have spent more than ₹20,000 in a statement cycle and on your birthday
- Low Interest Rates: The interest rate on this credit card starts from 9% per annum, which is considerably lower than regular credit cards
- Travel Perks: Enjoy complimentary access to lounges at international and domestic airports and accidental insurance coverage
- Low Forex Fees: It comes with a foreign currency exchange fee of 1.5% of the transactions, which reduces your cost of international trips
- Interest-free Cash Withdrawal: Pay only ₹199 as a cash advance fee to withdraw cash using your credit card without accruing any interest
HSBC Bank Cashback Credit Card
This credit card allows you to get instant cashback on every transaction. For its maintenance, the HSBC Bank charges an annual fee of ₹999. You can get a waiver if you spend over ₹2 Lakhs in a calendar year. Check out the features of this credit card:
- Cashback Benefits: Earn 10% cashback on all dining, food delivery, grocery shopping, and 1.5% cashback on all other expenses
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- Access to Airport Lounges: Get one complimentary lounge visit at domestic airports every quarter
- Introductory Gift: Enjoy a welcome gift voucher from Amazon worth ₹1,000 on making a transaction worth ₹10,000 within 30 days of the card’s issuance
- Insurance Coverage: Get zero liability for misuse of a card of up to ₹3 Lakhs and enjoy an emergency replacement of the card anywhere in the world within 3 days
- EMI Options: You can convert your rollover balance or the balance transfer amount into EMIs with ease
One Credit Card
It is a premium metal card that provides a combination of convenient features and exciting rewards. It is also a lifetime-free card, which means you don’t have to pay an annual or renewal fee to use this card. Here are some of its notable features:
- Grocery Shopping: Enjoy cashback and discount offers on shopping from OneEssential, DMart, Zepto, BlinkIt, etc.*
- Offers on Food and Dining: Get a 10% discount on food orders from Swiggy and Zomato and a 15% cashback at McDonald’s*
- Discount on Electronics: Get up to ₹7,500 off on shopping for electronics products from Amazon stores*
- Travel Benefits: Save more on your travel bookings on Ixigo, MakeMyTrip, Yatra, GoIbibo, etc.*
- Fuel Waiver: Enjoy a 100% waiver on fuel surcharge fees at all petrol stations across the country*
With so many incredible deals available on credit cards, it is the perfect time to start your journey to save more and get exclusive benefits. However, remember that finding the right credit card requires careful consideration.
For instance, look for one that offers exciting air ticket credit card offers if you are a frequent flyer or a cashback card if you don’t stick to a single spending category.
If you want a credit card that provides an exciting mix of benefits for your travel, grocery, shopping, and more, get the One Credit Card. Maximise your savings with 5X rewards on your top 2 spending categories and exciting discounts on other purchases.
With the powerful mobile app of this premium metal card, you can stay on top of your finances and redeem your reward points with ease. Apply now to enjoy exclusive deals and rewarding benefits!
*Offers may vary with time. Please check your One Credit Card app for the latest information.
